FICO™ (formerly Fair Isaac) is the leader in Decision Management, transforming business by making every decision count. We use predictive analytics to help businesses automate, improve and connect decisions across organizational silos and customer lifecycles.
Clients in 80 countries work with FICO to increase customer loyalty and profitability, cut fraud losses, manage credit risk, meet regulatory and competitive demands, and rapidly build market share. Most leading banks and credit card issuers rely on FICO solutions, as do insurers, retailers, healthcare organizations and other companies.
We have pioneered the development and application of critical technologies behind advanced Decision Management. These include predictive analytics, business rules management and optimization. We use these technologies to help businesses improve the precision, consistency and agility of their complex, high-volume decisions.
Our products and services include:
- Decision Management tools, which give businesses the ability to create their own decision management applications and models. Our tools include business rules management, model development and decision optimization
- Decision Management applications, which use Decision Management software to automate, improve and connect decisions based on our proprietary analytic models and user-defined strategies. Each of these solutions is built with the analytics, data, decision strategies and process flow for a particular vertical industry and decision area, such as fraud control or credit account management
- Analytics, including predictive models, optimization and portfolio analytics. Our analytics - whether delivered as standalone custom engagements or embedded in our applications - bring new precision to decisions
- Scoring solutions, which deliver powerful predictions of consumer behaviour to help businesses make faster, more profitable decisions. Among our analytic products is the FICO® score, which drives billions of credit and marketing decisions a year
- Professional services. We use our deep decision area experience and technical expertise to help individual clients solve unique business challenges, and get more value from our tools and solutions
FICO™ works with more than 5,000 businesses worldwide and our technology serves thousands more through our partnerships. We serve global markets through offices in 12 countries.
FICO clients include:
? Nine of the top 10 companies in the Fortune 500
? Two-thirds of the top 100 banks in the world
? More than 300 personal and commercial lines insurers in Europe and North America
? 100+ retailers and general merchandisers, including half of the top 50 U.S. retailers
- The FICO® Blaze Advisor® business rules management system is ranked #1 in sales and sophistication by industry analysts and other third parties. It was recently named Best Software Product by Yphise using ISO 9001:2000-certified methodology, and Best Business Rules Management System by InfoWorld
- FICO® scores are the most used credit bureau scores in the world, with more than 100 billion scores sold to date
- The top 10 US banks use FICO collections & recovery solutions
- About 65% of the world's credit cards are managed using FICO adaptive control systems
- FICO fraud systems protect 1.8 billion card accounts worldwide
Learn more about FICO at www.fico.com